LITERASI KEUANGAN SYARIAH BAGI ANAK SCHOOL AGE (Studi Kasus Pada Siswa Kelas 2 SD Darul Hikam Bandung)

Ifa Hanifia Senjiati, Arif Rijal Anshori, Ira Siti Rohmah Maulida, yadi wahyudin

Abstract


Sharia financial literacy index in Indonesia by  Financial Services Authority in 2016 is 8%. Consists of the youngest respondents aged 13-15 years. The index level of Islamic financial literacy at that age is 2.2%. It means that under 13 years of age in the elementary school category or school age has never been studied. Formulation and objectives of the study (1) to know the concept of Islamic financial literacy for school age children and (2) to analyze the level of syariah financial literacy in 2nd grade students of SD Darul Hikam Bandung.

The method used is descriptive analysis method, with 43 samples as respondents. Techniques of research using interviews assisted with research instruments of list questions in the google form. The results showed that 1) financial literacy for school age has 20 indicators that are divided into 3 categories: money literacy, money management literacy, and syariah financial literacy. And 2) syariah financial literacy in 2nd grade students of SD Darul Hikam as much as 68,8% respondents have syariah financial literacy at level of sufficient literate.


Keywords


financial literacy, syariah, student, school age

References


Ahyar, M. K. (2017). Literasi Keuangan Syariah Dalam Konteks Pondok Modern (STudi Ksus Pondok Modern Asy-Syifa Balikpapan). Surakarta: Institut Agama Islam Negeri Surakarta.

Badan Pengembangan dan Pembinaan Bahasa Kementrian Pendidikan Indonesia. (2016). Kamus Besar Bahasa Indonesia. Retrieved from kbbi.kemendikbud.go.id: https://kbbi.kemdikbud.go.id/entri/literasi

Dewan Komisioner Otoritas Jasa Keuangan. (2016). Peraturan Otoritas Jasa Keuangan Nomor 76/POJK.07/2016 Tentang Peningkatan Literasi dan Inklusi Keuangan di Sektor Jasa Keuangan Bagi Konsumen dan/atau Masyarakat. Jakarta: Menteri Hukum dan Hak Asasi Manusia Republik Indonesia.

Dinas Pendidikan Provinsi Jawa Barat. (2016). Gerakan Literasi Sekolah "Apa sih literasi itu?". Retrieved from literasi.jabarprov.go.id: http://literasi.jabarprov.go.id/baca-artikel-954-apa-sih-literasi-itu.html

Hikam, s. K. (n.d.). Proses wawancara kepada siswa. Proses wawancara kepada responden penelitian. SD Darul Hikam, Bandung.

Kompas. (2017). Inilah Manfaat Edukasi Literasi Keuangan. Retrieved from Kompas.com: https://biz.kompas.com/read/2017/06/02/170155628/inilah.manfaat.edukasi.literasi.keuangan.anak.usia.dini.

Malik, Z. A., Fauziah, E., & Senjiati, I. H. (2015). Pemberdayaan Ibu Rumah Tangga Melalui Literasi Tata Cara Pembentukan Koperasi Syariah di Desa Babakan Peuteuy Kecamatan CIcalengka. Prosiding SNaPP2015 Sosial, EKonomi dan Humaniora. 5 No.1, pp. 37-42. Bandung: Universitas Islam Bandung.

Mohamad Azni Abdullah, S. N. (2017). Factors determining Islamic Financial Literacy among Undergraduates. Journal of emerging economies and islamic research, 67-76.

Otoritas Jasa Keuangan. (2013). literasi Keuangan. Retrieved from www.ojk.go.id: https://www.ojk.go.id/id/kanal/edukasi-dan-perlindungan-konsumen/Pages/Literasi-Keuangan.aspx

Otoritas Jasa Keuangan. (2016). Survei Nasional Literasi dan Keuangan Inklusi Keuangan . Departemen Literasi dan Inklusi Keuangan Bidang Edukasi dan Perlindungan Konsumen. Jakarta: Otoritas Jasa Keuangan.

Oxford University Press. (2018). English Oxford living Dictionaries-literacy. Retrieved from en.oxforddictionaries.com: https://en.oxforddictionaries.com/definition/literacy

Puspitawati, H. (2012). Gender dan Keluarga : Konsep dan realita di Indonesia. Bogor: IPB Press.

Senjiati, I. H. (2016). Retrieved from Peran Ibu dalam Literasi Keuangan Syariah bagi Anak: http://ifahanifia.blogspot.co.id/2016/10/peran-ibu-dalam-literasi-keuangan.html

Senjiati, I. H. (2016, Januari 29). Literasi Keuangan Syariah bagi Remaja. 39. Kompas.

Septiana, A. (2016). Model Literasi Keuangan Pondok Pesantren Madura. Retrieved from media.neliti.com: https://media.neliti.com/media/publications/173229-ID-model-literasi-keuangan-pondok-pesantren.pdf

Setyawati, I., & Suroso, S. (2016). Sharia Financial Literacy and Effect On Social Economic Factors (Survey on Lecturer In Indonesia). International Journal Of Scientific and Technology research, 92-102.

Syahatah, H. (1998). Ekonomi Rumah Tangga Muslim. Bandung: Gema Insani Press.

Tamanni, L., & Mukhlisin, M. (2013). Sakinah Finance : Solusi Mudah Mengatur Keuangan Keluarga Islami. Solo: Tirta Medina.




DOI: https://doi.org/10.29313/amwaluna.v2i2.3757

Refbacks

  • There are currently no refbacks.


Editorial Office:

Syariah Faculty, Universitas Islam Bandung

Jalan Tamansari No. 24-26 Kota Bandung

Creative Commons License

Amwaluna : Jurnal Ekonomi dan Keuangan Syariah is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

View My Stats
  • https://www.giathinhphatinterior.com/
  • https://www.okethelabel.com/
  • https://journal.moseskotaneinstitute.com/nas/liga367-pola-rtp/
  • https://my-klasiber.polhas.ac.id/sj/
  • https://international.unitomo.ac.id/wp-content/languages/hl/
  • https://bpm.unitomo.ac.id/wp-content/uploads/yi/
  • https://library.stieppi.ac.id/stam/
  • https://sastrainggris.ipbcirebon.ac.id/slsa/
  • https://prodi.sisteminformasi.global.ac.id/sris/
  • https://jurnal.fpok.upgripnk.ac.id/public/sloto/
  • https://ejournalperawat.poltekkes-kaltim.ac.id/sesmi/
  • https://library.stieppi.ac.id/xthailand/
  • https://sastrainggris.ipbcirebon.ac.id/xmahjong/
  • https://prodi.sisteminformasi.global.ac.id/xpulsa/
  • https://jurnal.fpok.ikippgriptk.ac.id/public/xqris/
  • https://ejournalperawat.poltekkes-kaltim.ac.id/xdana/
  • https://sumateraconnect.or.id
  • https://pt-ads.co.id/
  • https://bandungprecast.com/
  • https://jasaaspalhotmixbandung.my.id/
  • https://tjvs.tu.edu.iq/
  • https://ojs.al-adab-journal.com/
  • https://insightfuljournals.com/
  • https://interaction.id/
  • https://satpolpp.inhilkab.go.id/sthailand/
  • https://satpolpp.inhilkab.go.id/smahjong//
  • https://my-klasiber.polhas.ac.id/xthailand/
  • https://my-klasiber.polhas.ac.id/xmahjong/
  • https://my-klasiber.polhas.ac.id/slqris/
  • https://my-klasiber.polhas.ac.id/schitam/
  • https://satpolpp.inhilkab.go.id/scahitam/
  • https://satpolpp.inhilkab.go.id/slopulsa/
  • https://satpolpp.inhilkab.go.id/sloqris/
  • stmedj.com
  • inmovil.org
  • journal.fisil.ubhara.ac.id
  • https://egyptscholars.org//
  • Slot Thailand
  • Thailand Slot
  • Slot Deposit Pulsa 10k
  • Slot
  • https://egyptscholars.org/slot-thailand/
  • Slot Thailand
  • Thailand Slot/
  • Slot
  • Slot Deposit Pulsa 10k
  • Slot Maxwin
  • https://v2.stieputrabangsa.ac.id/nity/
  • https://siakad-pben.unida-aceh.ac.id/infy/
  • https://ct.pt-sultra.go.id/site/
  • https://ct.pn-probolinggo.go.id/file/
  • https://sipp.pa-bawean.go.id/site/