Analysis Of Baitul Maal Wat Tamwil Problems Due To The Covid-19 Pandemic In Tasikmalaya
Abstract
This study aims to determine the most dominant impact of the COVID-19 on Baitul Maal wa Tamwil (BMT) and to find the right solution to the problems faced by BMTs in Tasikmalaya. The method used in this research is descriptive mixed method (qualitative and quantitative) using Analytic Network Process (ANP). The results show that the impact of the pandemic on BMT finances is an increase the NPF ratio, and the solution to overcome this financial impact is the institutions should be more selective in terms of financing management, collateral, surveys, and financing risk. Impact on personnel or employees is the decrease in employee productivity, the solution is providing rewards to increase productivity, while the external impact affects the business stability of MSMEs who are the member of BMT, starting to get bottlenecks and went out of their business, and the solution is to provide business education to businessman.
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DOI: https://doi.org/10.29313/amwaluna.v6i1.8804
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